The Mukhya Mantrir Jiban Anuprerana Scheme of Assam offers _______.

The correct answer is One-time grant . Key Points The Mukhya Mantrir Jiban Anuprerana Scheme (MMJAS) is a significant healthcare welfare initiative launched by the Government of Assam through its Health and Family Welfare Department . The primary objective of this scheme is to provide immediate financial relief to individuals from low-income backgrounds who are diagnosed with critical or life-threatening diseases . Under the provisions of this scheme, the assistance is provided as a one-time grant . This lump sum amount is meant to help the patient cover the high costs of specialized medical treatments, surgeries, or prolonged clinical care. Hence, option 4 is correct. Unlike recurring pension schemes or educational stipends, this scheme does not offer a monthly scholarship or a fellowship with a monthly stipend , as its focus is on clinical emergency and specialized intervention. Hence, statements 2 and 3 are incorrect. The scheme is designed as a direct financial aid program and not a credit facility; therefore, it does not involve a loan repayable over 5 years . Hence, statement 1 is incorrect. Additional Information Eligibility Criteria: The applicant must be a permanent resident of Assam . The scheme targets the Below Poverty Line (BPL) population and low-income families whose annual household income does not exceed Rs. 2.5 lakh (this limit may vary based on specific government revisions). Diseases Covered: The one-time grant is typically sanctioned for high-cost treatments related to Cancer , Kidney (Renal) failure , Heart ailments (Cardio-vascular diseases) , Neurological disorders , and Thalassemia . Funds are also allocated for patients requiring Bone Marrow Transplants or major Organ Transplants . Quantum of Assistance: The financial aid provided as a one-time grant usually amounts to Rs. 50,000 or more per beneficiary, depending on the severity of the medical condition and the recommendation of the State Level Selection Committee . Complementary Schemes in Assam: Atal Amrit Abhiyan (AAA): A health insurance scheme in Assam that provides coverage up to Rs. 2 lakh per year for critical illnesses. Ayushman Bharat - PMJAY: A central government scheme providing a cover of Rs. 5 lakh per family per year, which works in tandem with state schemes to ensure Universal Health Coverage in the state. Application Process: Beneficiaries need to submit their medical reports, Income Certificate , and Residential Proof to the Joint Director of Health Services in their respective districts or the Director of Health Services (DHS) in Guwahati to avail of the one-time grant .