Question 4213
'Mo Ghara' (My Home) - a credit-linked housing scheme for rural poor with an aim to convert all kutcha houses into pucca ones was introduced in which state in May 2023?
Answer
Odisha
Why?
The correct answer is Odisha . Key Points The 'Mo Ghara' scheme was launched by the state government of Odisha in May 2023 . The scheme is a credit-linked housing initiative aimed at providing financial assistance to the rural poor in Odisha. Its primary objective is to convert all kutcha houses (temporary or semi-permanent houses) into pucca houses (permanent houses) . This scheme aligns with the government's commitment to improving the living standards of rural households . Under the scheme, eligible beneficiaries can avail of loans up to INR 3 lakh for the construction or improvement of houses. The state government also offers a subsidy on the loan amount, making it more affordable for low-income families. This scheme complements other central and state-level housing initiatives, such as the Pradhan Mantri Awas Yojana (PMAY) . The initiative is expected to have a significant impact on reducing rural poverty and improving the quality of life in Odisha. Additional Information Assam Assam is a state in northeastern India, known for its tea gardens and the Brahmaputra River. The state has implemented various schemes for rural development, but 'Mo Ghara' is not one of them. West Bengal West Bengal is situated in eastern India and is known for its cultural heritage and the Ganges delta. The state has its own housing schemes, but 'Mo Ghara' is specific to Odisha. Tripura Tripura is a small state in northeastern India, bordered by Bangladesh on three sides. While the state focuses on rural development, the 'Mo Ghara' scheme has not been implemented here.
